Can I get out of a door-to-door or phone sale?
39 quoted answers, each with its source
The short answer
The ACCC found that businesses are frequently breaching unsolicited consumer agreement safeguards and that non-compliance remains widespread. Unsolicited consumer agreements carry a cooling-off period; the ACCC states it is 10 business days after signing, while LegalVision states 10 days, so those accounts conflict. During the cooling-off period a seller must not supply goods over $500 or services or accept payment, but may supply products costing less than $500 including GST, and the period becomes six months if the salesperson does not tell the consumer about it. The consumer can terminate despite affirming the agreement or full execution; in a dispute the business must prove the agreement is not unsolicited; the current maximum penalties are $50,000 for a corporation and $10,000 for an individual; and the Schedule 4 amendment applies only to agreements entered into on or after the day that Schedule commences.
Every part of this comes from the quotes below. How we write these.
What the rules actually say18
Quoted straight from the ACCC, the Australian Consumer Law or a state consumer regulator.
Regarding unsolicited consumer agreements, the ACCC states that the current maximum penalty for a breach of the Australian Consumer Law rules applying to unsolicited sales is…
- $50,000 for a corporation.
- $10,000 for an individual.
1 quote from 1 source
The current maximum penalty for a breach of the rules in the Australian Consumer Law applying to unsolicited sales is $50,000 for a corporation and $10,000 for an individual.
- The ACCC recommends that the cooling off period for unsolicited consumer agreements be replaced with an opt-in model.
- Frequent breaches of existing restrictions on unsolicited consumer agreements are the reason for the ACCC's recommendation to replace the cooling off period with an opt-in model.
1 quote from 1 source
Because of the frequent breaches of existing restrictions, we recommend the cooling off period be replaced with an 'opt-in' model.
The ACCC states that during the cooling-off period the seller can supply products the consumer has agreed to buy as long as they cost less than $500 including GST.
1 quote from 1 source
During the cooling-off period, the seller can supply products the consumer has agreed to buy, as long as they cost less than $500 (including GST).
- Telemarketing and door-to-door sales | ACCC accc.gov.au
The ACCC states that the cooling-off period becomes six months if the salesperson does not tell the consumer about the cooling-off period.
2 quotes from 1 source
The cooling-off period becomes 6 months if the salesperson:
doesn't tell the consumer about the cooling-off period
- Telemarketing and door-to-door sales | ACCC accc.gov.au
The ACCC states that telemarketers are only allowed to call consumers on…
- weekdays between 9 am and 8 pm.
- Saturdays between 9 am and 5 pm.
3 quotes from 1 source
Telemarketers are only allowed to call consumers:
weekdays between 9 am and 8 pm
Saturdays between 9 am and 5 pm.
- Telemarketing and door-to-door sales | ACCC accc.gov.au
The ACCC states that door-to-door salespeople are only allowed to visit consumers on weekdays between 9 am and 6 pm and on Saturdays between 9 am and 5 pm.
3 quotes from 1 source
Door-to-door salespeople are only allowed to visit consumers:
weekdays between 9 am and 6 pm
Saturdays between 9 am and 5 pm.
- Telemarketing and door-to-door sales | ACCC accc.gov.au
The ACCC states that the unsolicited selling rules do not cover door knockers such as religious groups or charity fundraisers.
1 quote from 1 source
The law applies to people selling products and services. It doesn't cover other door knockers such as religious groups or charity fundraisers.
- Telemarketing and door-to-door sales | ACCC accc.gov.au
The ACCC states that when a consumer buys a product from a store or website there is no automatic right to a cooling-off period.
1 quote from 1 source
When a consumer buys a product from a store or website, there is no automatic right to a cooling-off period. The business is not required to give a refund if the consumer simply changes their mind.
- Telemarketing and door-to-door sales | ACCC accc.gov.au
The ACCC states that after signing a sales agreement the consumer has 10 business days to change their mind.
1 quote from 1 source
After signing a sales agreement, the consumer has 10 business days to change their mind.
- Telemarketing and door-to-door sales | ACCC accc.gov.au
Australian Consumer Law section 82(2) allows the right of termination to be exercised despite affirmation of the agreement by the consumer.
3 quotes from 1 source
82 Terminating an unsolicited consumer agreement during the termination period
(a) despite affirmation of the agreement by the consumer; and
(b) even though the agreement has been fully executed.
Consumer Affairs Victoria states that a supplier cannot enforce an agreement if the supplier's salesperson has breached the law on unsolicited consumer agreements.
1 quote from 1 source
A supplier cannot enforce an agreement if the supplier's agent (salesperson) has breached the law on unsolicited consumer agreements .
- Door-to-door sales - Consumer Affairs Victoria consumer.vic.gov.au
Consumer Affairs Victoria states that it is an offence to induce, or attempt to induce, consumers to waive their rights.
1 quote from 1 source
It is an offence to induce, or attempt to induce, consumers to waive their rights.
- Door-to-door sales - Consumer Affairs Victoria consumer.vic.gov.au
Consumer Affairs Victoria states that under unsolicited consumer agreements, consumers who initiate or ask somebody to visit them at home do not get a cooling-off period.
2 quotes from 1 source
If consumers initiate or ask somebody to visit them at home (for example, calling an electricity company to discuss changing providers, and asking for an agent to visit) this is
In such cases, consumers do not get the same rights, such as a cooling-off period.
- Door-to-door sales - Consumer Affairs Victoria consumer.vic.gov.au
Consumer Affairs Victoria states that in the event of a dispute the onus is on the business to prove that an agreement is not an unsolicited consumer agreement.
1 quote from 1 source
In the event of a dispute, the onus is on the business to prove that an agreement is not an unsolicited consumer agreement.
- Unsolicited consumer agreements - Consumer Affairs Victoria consumer.vic.gov.au
Consumer Affairs Victoria states that a telemarketing sales agreement involves the sale of personal, domestic or household products or services of more than $100 unless the value cannot be determined at the time of making the agreement.
1 quote from 1 source
A telemarketing sales agreement involves the sale of personal, domestic or household products or services of more than $100 - unless the value cannot be determined at the time of making the agreement.
- Telemarketing - Consumer Affairs Victoria consumer.vic.gov.au
Measured finding4
Something someone actually measured, with the method attached.
The ACCC's market research found that of respondents who made a purchase over $100 in the last 24 months, only 54.1% of salespeople provided a written copy of the unsolicited consumer agreement.
2 quotes from 1 source
with respondents who made a purchase over $100 in the last 24 months reporting that only:
54.1% of salespeople provided a written copy of the agreement
The ACCC's market research on unsolicited consumer agreements found that 74.0% of respondents experienced telemarketing in the last 24 months.
2 quotes from 1 source
Our market research indicated that in the last 24 months:
74.0% of respondents experienced telemarketing
The ACCC states that its review of door-to-door selling, telemarketing and other unsolicited sales practices found businesses are…
- frequently engaging in high pressure sales practices.
- breaching existing consumer safeguards.
1 quote from 1 source
An ACCC review of door-to-door selling, telemarketing and other unsolicited sales practices has found that businesses are frequently engaging in high pressure sales practices and breaching existing consumer safeguards and consumers are often misled during the sales process.
Practical effect5
What is observed to happen in practice, as distinct from what is documented.
In unsolicited consumer agreements, the ACCC's market research found that of respondents who made a purchase over $100 in the last 24 months, only 63.0% of salespeople informed them of the termination period.
2 quotes from 1 source
with respondents who made a purchase over $100 in the last 24 months reporting that only:
63.0% of salespeople informed them of the termination period.
The ACCC states that its market research found about 30 per cent of consumers surveyed had experienced door-to-door selling in the previous six months.
1 quote from 1 source
The ACCC's market research found in the previous six months, 60 per cent of consumers surveyed were subject to telemarketing, 41 per cent had been approached in a public place such as a shopping centre, and about 30 per cent had experienced door-to-door selling.
The ACCC found that non-compliance with the unsolicited consumer agreements protections appears to remain widespread despite the enforcement action it has taken since 2011.
2 quotes from 1 source
We also note that non-compliance with the unsolicited consumer agreements protections appears to
remain widespread despite the enforcement action the ACCC has taken since 2011
The ACCC reports that the Federal Court found that…
- Superfone breached provisions of the Australian Consumer Law concerning unsolicited consumer agreements.
- Superfone's breach concerning unsolicited consumer agreements included failing to provide consumers with documentation.
2 quotes from 1 source
The Federal Court found Superfone breached various provisions of the ACL including failing to
provide consumers with documentation, accepting payment within the termination period, and
Changed on1
A dated change. This is where advice quietly stops being true.
The Australian Consumer Law provides that the unsolicited consumer agreement amendment made by Schedule 4 to the Treasury Laws Amendment (Australian Consumer Law Review) Act 2018 applies only to agreements entered into on or after the day that Schedule commences.
1 quote from 1 source
The amendment made by Schedule 4 to the Treasury Laws Amendment (Australian Consumer Law Review) Act 2018 applies in relation to acts or omissions that relate to agreements entered into on or after the day that Schedule commences.
Disputed between sources5
Sources that do not agree, presented without picking a winner.
- LegalVision states that the cooling-off period for an unsolicited consumer agreement is 10 days.
- The ACCC states that the consumer has 10 business days to change their mind after signing a sales agreement.
2 quotes from 2 sources
If a customer enters into an unsolicited consumer agreement with you, a cooling-off period of 10 days will apply.
After signing a sales agreement, the consumer has 10 business days to change their mind.
- Consumer Affairs Victoria describes the restriction on supplying goods over $500 as applying during a 10-day cooling off period.
- The ACCC says the consumer has 10 business days to change their mind after signing a sales agreement.
2 quotes from 2 sources
You must not supply any goods over $500 or any services, or accept any payment under the agreement during the 10-day cooling off period.
After signing a sales agreement, the consumer has 10 business days to change their mind.
- Penalties - unsolicited consumer agreements - Consumer Affairs Victoria consumer.vic.gov.au
- Telemarketing and door-to-door sales | ACCC accc.gov.au
For unsolicited consumer agreements, the ACCC says telemarketers may call on weekdays until 8 pm.
3 quotes from 2 sources
weekdays between 9 am and 8 pm
(c) after 6 pm on any other day (or after 5 pm if the other day is a Saturday).
73 Permitted hours for negotiating an unsolicited consumer agreement
Often said, but we could not find it in the rules6
Lots of people say this. We went looking for an official source that backs it up and could not find one, so treat it as something people repeat rather than something settled.
LegalVision asserts that a cooling-off period of 10 days applies when a customer enters into an unsolicited consumer agreement.
1 quote from 1 source
If a customer enters into an unsolicited consumer agreement with you, a cooling-off period of 10 days will apply.
LegalVision asserts that the ACCC can…
- investigate complaints about unsolicited consumer agreements.
- issue fines if the ACCC agrees with the customer's complaint about unsolicited consumer agreements.
1 quote from 1 source
The Australian Competition and Consumer Commission (ACCC) can investigate complaints and issue fines if they agree with the customer's complaint.
LegalVision asserts about unsolicited consumer agreements that a door-to-door salesperson who sees a Do Not Knock sign at a person's home must leave the premises immediately.
1 quote from 1 source
If you are a door-to-door salesperson and you see a sign at a person's home that says "Do Not Knock", you must leave the premises immediately.
Sprintlaw asserts that in many cases the cooling-off period for an unsolicited consumer agreement is 10 business days from the day after the consumer receives a copy of the agreement.
1 quote from 1 source
In many cases, this is 10 business days from the day after the consumer receives a copy of the agreement.
Sprintlaw asserts that purchases initiated by the consumer on a business's website are not unsolicited sales.
1 quote from 1 source
Purchases initiated by the consumer on your website are not unsolicited sales, but you still must comply with the ACL, especially around accurate advertising and refunds.